BANKINGWISE QUIZ

What is the safest way to share your banking information? Share only with close friends Never share your banking information with anyone Post it online for easy access Send it through SMS

What should you do if you get a suspicious call claiming to be from your bank? Share your account details immediately Hang up and call your bank's official number Give them your OTP for verification Follow their instructions to avoid account blockage

What does OTP stand for in banking? Online Transaction Password One-Time Password Over Time Payment Outstanding Transaction Pending

How can you ensure a safe online banking session? Use a public Wi-Fi network Log in from your private, secured device Use your bank’s app while traveling on a train Write your password in a public notebook

Why should you avoid clicking on unknown links in messages? They might give you bonus rewards They could be phishing attempts to steal your data They are mostly ads from your bank They provide bank offers

What does the "PCI DSS" standard ensure in banking? Protection of cardholder data during online transactions A higher interest rate on savings accounts Speedier online transactions Secure SMS-based banking services

Which is a good practice for securing your bank password? Use your date of birth Use a mix of letters, numbers, and symbols Share it with your family for safety Keep it the same as your email password

Can you receive payments by scanning QR and entering your UPI PIN? No, It's done for paying not receiving payments Yes, I will receive payments on entering my UPI PIN I am not sure what to do Payer and Payee both will receive payments

Why should you verify the URL of a banking website before entering your credentials? To ensure it starts with "http" To avoid fake or phishing websites that mimic legitimate ones To check for advertisements on the page To confirm the website’s color scheme

What does "vishing" refer to in banking fraud? Voice-based phishing to trick users into revealing personal details A method of verifying account authenticity A secure voice-based transaction process Fraud detection technology

Why is it important to use two-factor authentication? It doubles the speed of transactions It adds an extra layer of security to your account It helps your bank track your spending It enables access to premium banking services

What offers can you avail of with the NSDL Payments Bank RuPay Platinum Debit Card? Complimentary Lounge Access ₹2 Lakh Insurance Coverage Exciting offers and discounts from top brands like Swiggy, Puma, Skullcandy, Myntra, and 100+ more! All the above

How long does it take to open an NSDL Payments Bank Digital Savings Account? Less than 10 minutes More than 1 hour More than 24 hours A week's time

What documents do you need to physically submit to open your bank account at NSDL Payments Bank? PAN and Aadhaar (physically) Driving License Passport None! It’s completely paperless and digital — you only need your PAN and Aadhaar numbers digitally.

How much does it cost to open a Digital Savings Bank Account at NSDL Payments Bank which comes with no minimum balance? ₹0 ₹1000 ₹10000 More than ₹10000

Can you connect other UPI apps like Google Pay, PhonePe, etc., with your NSDL Jiffy Account? Yes No